Getting Started

This API allows you to retrieve transactions which have been settled by your merchants. This can be used for several tasks, such as automated reconciliation and MI reporting. Once you have access to the API, any new merchants who you request to be boarded to the DNA Payments Acquirer will automatically become available.


This API solution is only available to you if you process transactions through a DNA-acquired solution.

As a result of this, you will already have the accounts and credentials you need to access and authenticate to this API. If you have any questions, please Contact Us.

Settlement Process Overview

The DNA Payments settlement runs at around 3pm UK time and includes transactions processed between 00:00 and 23:59:59 Coordinated Universal Time (UTC) for the previous day. Settlements only take place on weekdays and as such weekends and bank holidays will be included in the next working day’s settlement. The time between the settlement process running and the funds being deposited in the partner/merchant bank account will vary dependant on the specific arrangement in place (e.g. T+1, T+2 or T+3).

The below table shows how the process works when a merchant is configured for T+3.

Week 1MondayTuesdayWednesdayThursdayFridaySaturdaySunday
Txn 1 processed at 9amTxn 1 Settled at 3pm-Txn 1 paid to Merchant---

When transactions are processed across the weekend, the timings are like this:

Week 1MondayTuesdayWednesdayThursdayFridaySaturdaySunday
----Txn 1 processed at 10amTxn 2 processed at 3pmTxn 3 processed at 11pm
Week 2MondayTuesdayWednesdayThursdayFridaySaturdaySunday
Txn 1, 2, 3, Settled at 3pm-Txn 1, 2, 3, paid to Merchant----